High Loan To Value Lending

Retain your liquidity or maximise your financial leverage by securing funding of a high loan to value loan against your purchase.

Get In Touch

High loan to value

Mortgages of high loan to value

An increasingly attractive proposition for our private clients is a high loan to value (LTV) mortgage which presents the opportunity to preserve liquid funds within your wealth portfolio.

By utilising a smaller deposit, our high-net-worth individuals are borrowing a greater percentage of the property’s value as a loan, on an interest only or repayment basis. In contrast to the rigid eligibility criteria of mainstream and high street banks, private banks and alternative lenders adopt an aggregate view of your financial profile, considering your assets and wealth to assess affordability. With a healthy financial portfolio, confidence is then in place for lending.

Often our private clients will have alternative methods to repay the loan. For example, an impending asset sale or bonus income. As a result, a higher loan to value interest only loan is often seen as an appealing proposition.

To learn more about high loan to value mortgages, our LDN Private Client advisers are available to guide you through your options.

Get In Touch

Tailored underwriting for you

Using the extensive professional relationships we hold with our hand-picked network of private banks and alternative lenders, our high-net-worth private clients are the recipients tailored borrowing options and can access bespoke high loan to value mortgages.

By presenting your financial portfolio to HNW lenders, we will contribute to devising an attractive facility that will fit with your borrowing needs.

Get In Touch

LDN Private Client advisers are on hand to help

As long-standing and respected experts in the private client sector, our advisers have exclusive relationships with HNW lenders to facilitate high loan to value loans.

We’ll present your application in a compelling frame to ensure your unique financial situation is considered holistically. Our discreet advisers will exercise our network of private banks and alternative lenders to deliver a bespoke facility that’s suited to you and your financial need.

To unlock the opportunities suited to you, get in touch today.

Get In Touch

Our clients

Private client case studies

Our client bank is vast. From private equity clients to entrepreneurs, business owners to family offices, trustees to ultra-high-net-worth foreign nationals, here we demonstrate examples of our coveted service.


Contact us